Description:

• Interest bearing checking with 1/2 the monthly fee. 

Requirements:

• 55 and over
• Minimum deposit of $1,000.00
• Account Transfer - This account may not be transferred or assigned without our prior written consent.  

Benefits:

• No minimum balance required
• Images of cancelled checks in monthly statement
• Unlimited check writing
• Free standard personalized checks
• CD Rate Coupon - one time bump of .20% good for one year.
• Safe deposit box discount
• No charge for Traveler's Checks
• No charge for Cashier's Checks
• Notary Service
• Automatic Funds Transfer
• 24-hour banking
• Wire Transfer Discount
• Night Deposit

Lending and Overdraft Privileges:

• Reduced rates on installment loans of $4,000 or more when approved, and payments are automatically deducted from your account.
• Extend a loan privilege
• Sweep Overdraft Protection

Travel Benefits:

• Up to 50% discount off Hotels and Motels

Security Benefits:

• $20,000 Accidental Death & Dismemberment Insurance
• Insurance in this account is subject to policy eligibility, terms and exclusions. The FDIC or any other federal government agency does not insure it. There is no bank guarantee, and it is not a deposit.

Health Benefits:

• Prescription Drug Discount Card
• Hearing Instruments discounts
• Prescription Eyewear Discounts

Cost:

• Your account will be assessed a $4.50 Monthly Service Charge. In addition, a service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 within statement cycle.