Amistad Bank - Products

Products

Consumer | Commercial
Commercial Real Estate | Residential Real Estate

Regular Checking

Unlimited check writing
Images of canceled checks
“Bill Pay” - First six (6) transactions at no charge. For each transaction in excess of six (6), the charge is $0.65.
Amistad Bank processes items in descending order therefore larger items pay first.

E-Checking

Minimum deposit $50.00
$20.00 one time set up fee
No monthly service charge
Unlimited check writing
No images of canceled checks
Required to receive “e-statements” on all accounts signed on the Internet Banking
“Bill Pay” - First six (6) transactions at no charge. For each transaction in excess of six (6), the charge is $0.65.
Amistad Bank processes items in descending order therefore larger items pay first.

Now Account

Minimum deposit $1,000.00
Posted rate contact Customer Service Representative
$10.00 service charge if balance falls below $1000.00
Unlimited check writing
Amistad Bank processes items in descending order therefore larger items pay first.

Money Market

Minimum deposit $2,500.00
$10.00 service charge if balance falls below $2,500.00
6 debits per month
$7.50 fee for each withdrawal in excess of six per statement Cycle
Posted rate contact Customer Service Representative
Amistad Bank processes items in descending order therefore larger items pay first.

Savings Account

Minimum deposit $50.00
Posted rate contact Customer Service Representative
6 withdrawals per quarter
$2.00 fee for each withdrawal in excess of six per statement cycle
Not eligible for “bill pay”
Amistad Bank processes items in descending order therefore larger items pay first.

Business Checking

Minimum deposit $100.00
$9.50 monthly service charge if balance falls below $1,500.00
First 175 transactions free per month
$0.25 fee for each additional transaction in excess of 175 per statement cycle
Images of canceled checks
Unlimited transactions at no charge for “bill pay”
Amistad Bank processes items in descending order therefore larger items pay first.

Amistad Simple (Business Account)

Minimum deposit $100.00
No monthly service charge
First 100 transactions free per month
$0.25 fee for each additional transaction in excess of 100 per statement cycle
Images of canceled checks
“Bill Pay” - First six (6) transactions at no charge. For each transaction in excess of six (6), the charge is $0.65.
Amistad Bank processes items in descending order therefore larger items pay first.

Friendship Club or Club 55

Minimum deposit $50.00
$9.00 monthly service charge for Friendship Club
$4.50 monthly service charge for Friendship Club 55 (must be at least 55)
No minimum balance required
Unlimited check writing
Free Personalized Checks (wallet only)
Safe Deposit Box Discount
Free Cashier’s Checks
Notary Service
Automatic Funds Transfer
24-Hour banking
Discounts on Wire Transfers
$5.00 Stop Payment Discount
Night Deposit
Interest Benefits
Lending & Overdraft Privileges
Travel Benefits
Security Benefits
Health Benefits
Accidental Death Insurance
Amistad Bank processes items in descending order therefore larger items pay first.

Amigo Checking

Minimum deposit $100.00
No service charge
Rate 3% APY of 3.03% up to $30,000.00 anything over pays at the posted NOW Account rate.
Ask a bank representative for more details.
Amistad Bank processes items in descending order therefore larger items pay first.

Consumer Loans

Commercial Loans

Commercial Real Estate