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Checking & Savings Accounts


E-Checking

  • Minimum deposit to open $50.00
  • A service charge of $5.50 imposed every statement cycle if balance falls below $200.00 on any day of the statement cycle.
  • Unlimited check writing
  • No images of canceled checks
  • FREE Internet Banking
  • E-statements only
  • You will receive an email each month alerting you that your E-Statement is ready for viewing. If an account holder does not sign up for E-Statements, a $10 fee will be assessed to the account each time a paper statement is mailed
  • “Bill Pay” - First six (6) transactions at no charge. For each transaction in excess of six (6), the charge is $0.65.

Regular Checking

  • Minimum deposit to open $50.00
  • Service charges if account balance falls below $500.00
    • $7.50 = $0 - $299.99
    • $6.50 = $300 - $399.99
    • $5.50 = $400 - $499.99
  • Unlimited check writing
  • Images of canceled checks
  • FREE Internet Banking
  • No monthly service charge will be imposed to full time students, senior citizens (62 years or older) or military personnel.
  • “Bill Pay” - First six (6) transactions at no charge. For each transaction in excess of six (6), the charge is $0.65.

Amigo Checking

  • Minimum deposit $100.00 to open and receive disclosed Annual Percentage Yield (APY).
  • High interest checking that rewards customers for paper-free transactions.
  • Interest rate and APY is subject to change at bank’s discretion.  For current APY please speak to one of our customer service representatives.
  • $6.50 monthly service charge will apply if account balance falls below $500.00
  • Posted APY will be paid up to $30,000.00 balance, any balance over pays at the NOW Account rate APY.
  • Some limitations apply, please see a bank representative for more details.

Friendship Club/Club 55

  • Minimum deposit to open $50.00
  • $9.00 monthly service charge for Friendship Club
  • $4.50 monthly service charge for Friendship Club 55 (must be at least 55)
  • No minimum balance required
  • Unlimited check writing
  • Free Personalized Checks (wallet only) for life of account
  • Free Cashier’s Checks and other bank services discounts
  • Notary Service
  • Automatic Funds Transfer
  • 24-Hour banking online and/or ATM
  • Prescription drug discounts
  • Accidental Death Insurance
  • Identity Theft 911
  • Identity IQ Protect Pro
  • Entertainment, lodging and shopping discounts

*** See Information Booklet for more Membership Benefits or visit with one of our bank representatives for more details.  

Now Account

  • Minimum deposit $1,000.00
  • Posted rate contact Customer Service Representative
  • $10.00 service charge imposed every statement cycle if balance falls below $1,000.00 on any day of the statement cycle
  • If the account is closed before interest is credited, you will not receive the accrued interest.
  • Unlimited check writing
  • FREE Internet Banking

Savings Account

  • Minimum deposit to open $50.00
  • $9.00 Quarterly service fee will apply if accumulated balance falls below $200.00. Quarterly service fee will be waived if the accumulated balance of all primary owners’ consumer checking and savings accounts remain above $200.00 during the statement cycle.
  • Posted rate contact Customer Service Representative
  • You may make six (6) transfers from your account each statement cycle. Transfer and withdrawals made in person, by messenger, or by mail are unlimited.
  • $2.00 fee for each withdrawal in excess of six per statement cycle
  • Not eligible for “bill pay”
  • If the account is closed before interest is credited, you will not receive the accrued interest.